Flexible Spending Account/Dependent Care Expenses
The Health Care FSA can cover a wide variety of expenses. We’ve assembled
a list of common expenses that are eligible for reimbursement as well
as common expenses that are ineligible. Some services may be eligible
if you meet certain criteria.
For details on the September 2003, IRS ruling that allows over the counter
drugs and medicines to be reimbursed by a Health Care FSA, click
here.
To view a list of eligible expenses not relating to over the counter
drugs and medicines, click here.
Eligible over the counter expenses include the following:
| Ace bandages |
Contacts |
Lactose intolerance pills |
Pepto-Bismal |
| Actifed |
Contact lens solution |
Lamisil |
Pregnancy tests |
| Allergy medication |
Cortaid |
Lotrimin |
Prenatal vitamins |
| Advil |
Cough medicine |
Laxatives |
Preparation H |
| Aleve |
Crutches |
Little Colds |
Prescription medicines |
| Alka Seltzer |
Dayquil |
Little Noses |
Primatine Mist |
| Antacids |
Desitin |
Maalox |
Prilosec |
| Anacin |
Dimetapp |
Marazine |
Reading glasses |
| Anti-diarrhea medicine |
Diaper rash ointments |
Micatin |
Riopan Plus |
| Bactine |
Dulcolax |
Midol |
Robitussin |
| Balmax |
Dramamine |
Mentholatum |
Rolaids |
| Bayer |
Drixoral |
Milk-o-Magnesia |
Rubbing alcohol |
| Bandage tape |
Excedrin |
Monistat |
Saline solution |
| Band-Aids |
Ex-Lax |
Mylanta |
Simply Cough |
| Ben Gay |
Eye drops |
Motion sickness |
Sinus medication |
| Benadryl |
First Aid creams |
Medication |
Sudafed |
| Bufferin |
First Aid kits |
Motrin |
Syrup of Ipecac |
| Burn creams |
First Aid supplies |
Neosporin |
Tagamet |
| Calamine |
Flexall |
Nicoderm |
Thera-Flu |
| Caladryl |
Gauze |
Nicorette |
Thermometers |
| Chiropractic |
Gaviscon |
Nicotrol |
Tiger Balm |
| Chlor-Trimitron |
Gas-X |
Nicotine gum/patch |
Tinactin |
| Chloraseptic |
Gyne-Lotrimin |
Nyquil |
Triaminic |
| Claritin |
Hearing aids |
Orajel |
Tums |
| Cold medicine |
Hemorrhoid medication |
Pamprin |
Tylenol |
| Compound W |
Hydrocortisone |
Pain relievers |
Vagisil |
| Condoms |
Incontinence supplies |
PediaCare |
Visone |
| Contac |
Immodium AD |
Pepcid AC |
Vicks |
| Contraceptive foams |
Kaopectate |
|
|
Ineligible health care expenses include the following:
These services are not eligible through a Health Care FSA under any circumstances.
| Breast Pumps |
Health Club Dues |
Marriage Counseling |
Sonicare Products |
| Cosmetic Surgery |
Herbs |
Marijuana |
Supplements |
| Dental Bleaching |
Humidifiers |
Medicated shampoo/soap |
Toiletries |
| Dental Hygiene Products |
Hypoallergenic Linens |
Neck support Pillows |
Vitamins |
| Electrolysis |
Hypoallergenic Pillows |
Sex Change |
Weight Loss Meals |
| Family counseling |
Insurance Premiums |
Skin Moisturizers |
|
Documentation Required
There is a small group of items that may be allowed if and only if you
are diagnosed by a medical doctor (M.D.) with a specific medical condition
and that the specific item is medically necessary to treat the condition.
These items must be to treat the condition and cannot be for preventative
purposes.
| Acne Treatment |
Chondroitin |
Glucosamine |
St. John’s Wort |
| Blood Pressure Machine |
Custom Orthodics |
Hormone Therapy |
Sunscreen |
| Cayenne Pepper |
Fiber Supplements |
Massage Therapy |
Vitamins |
For example:
An individual suffers from anemia and the doctor prescribes iron supplements
to treat the anemia. The medical doctor would need to diagnose the participant
with anemia and provide a letter stating the diagnosis and that iron supplements
are medically necessary to treat the condition. The participant would
need to be diagnosed with the condition in order for the expense to be
eligible. The iron could not be allowable for someone who may be at risk
for anemia and is taking it for preventative reasons.
Remember, it will be your responsibility to find out if a service is
eligible before you sign up for the benefit.